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Connecting Customers to National Retailers

Using targeted promotional campaigns and digital merchant-funded offers, we focus on improving customer retention and acquisition performance for our merchant clients.


Card-Linked Campaigns

Targeted, promotional campaigns delivering merchant-funded offers to a nationwide network of 80M+ payment cardholders.

We originate, deliver and manage customized programs for our merchant clients that optimize their financial goals.

Ev’ryday

Ev’ryday is an invitation-only shopping club, featuring 100 of America’s top retailers.

Ev’ryday members can save over $750 on groceries, gasoline and other household essentials each year and direct up to $250 annually to their school, club or cause.

Our Partners

Card-Linked Campaigns

We contract with national and regional merchant brands, aiming to generate incremental consumer spend by taking market share from their competitors.

Merchant Partners

We have partnered with a range of national merchant brands across Retail, Dining, Gasoline and other core consumer spending categories. Many of these brands run campaigns with us year after year, with campaign budgets ranging up to $200M.

Channel Partners

We work closely with six strategic channel partners - comprising national banks, regional banks and credit unions - providing merchants with a distribution network of payment cardholders that enables their programs to achieve substantial scale.


Ev’ryday

We have partnered with 100 of the biggest national retailers to provide instore and online savings to the members of our channel partners - through an exceptional customer experience on the Ev’ryday platform.

Retail Partners

Ev’ryday focuses exclusively on essential, recurrent, significant and universal household purchases.

The platform is centred on 100 national retailers that, collectively, account for more than $1 of every $5 spent by American households annually.

Channel Partners

Ev’ryday offers a range of models to suit all types of channel partners - from local community organisations and clubs to regional financial institutions and national commercial rewards and loyalty programs.

Ev’ryday's overriding aim is to provide exceptional value to all participants.

Track Record

We initiated the first merchant-funded, card-linked consumer rewards program in the UK for Utility Warehouse, in 2008. We brought that model to the United States in 2012.


The model that we initiated for Utility Warehouse has since been copied by banks and other rewards and loyalty programs in the UK. For a time, the UW Cashback Card was Mastercard Europe’s most successful payment card-based rewards and loyalty program.

In the United States, we have launched two solutions that have successfully helped our merchant partners improve their customer retention and acquisition performance. Since the launch of our first promotional campaign in 2014, these solutions have generated approaching $1BN in customer transactions.

Prospero America Inc. is owned by Prospero System Limited, a family company based in the UK, and Gary Schoeman, Co-CEO. The US company has never borrowed nor required third party capital. It has been consistently profitable since the launch of its first campaign in 2014.